SSDI Eligibility Estimator

Social Security Disability Insurance uses a 5-step sequential evaluation to determine eligibility. This tool walks you through each step with your real numbers to estimate your likelihood of approval and your potential monthly benefit.

Your Information

Age

Current Monthly Earnings ($)

Total Work Credits (quarters)

Work Credits in Last 10 Years

Disability Duration (expected)

Can You Do Any Work?

Average Annual Earnings (past 10 yrs, $)

Education Level

The 2024 SGA limit for non-blind individuals is $1,550/month. You need 40 work credits total (20 earned in the last 10 years) for most workers — younger workers need fewer. The average SSDI benefit is $1,537/month. 67% of initial applications are denied — an attorney working on contingency can significantly improve your odds on appeal.