Social Security Offset Calculator

Veterans receiving both military retirement pay and Social Security can run into offset rules. The Government Pension Offset (GPO) and Windfall Elimination Provision (WEP) can reduce Social Security benefits for some military retirees. This tool calculates your effective combined income after offsets.

Your Benefits

Monthly Military Retirement Pay ($)

Monthly VA Disability Compensation ($)

Estimated Monthly Social Security ($)

Retirement System

Concurrent Receipt Eligible? (CRDP/CRSC)

Survivor Benefit Plan (SBP) Premium ($)

Monthly Income Breakdown

Military Retirement Pay

VA Disability Compensation (tax-free)

Social Security Benefit

WEP Reduction (est.)

SBP Premium

Net Monthly Income

Good news: VA disability compensation does NOT reduce Social Security. SS and VA comp are completely separate programs. However, military retirement pay can trigger the WEP (reduces your own SS benefit) or GPO (reduces SS spousal/survivor benefit by 2/3 of your pension). CRDP and CRSC restored concurrent receipt for most retirees — check your eligibility.