Personal Finance

Social Security Benefit Estimator

Estimate your monthly Social Security benefit based on your average annual earnings and when you plan to claim. Claiming at 62 reduces benefits by up to 30%; delaying to 70 increases them by 8% per year past full retirement age. This is a simplified estimate — create a My SSA account for an exact figure.

Average Annual Earnings ($)

Years Worked

Birth Year (for FRA)

Age 62

$—

Early (reduced)

Age 67

$—

Full Benefit (FRA)

Age 70

$—

Delayed (max)