Military to Civilian Pay Comparison

Military pay looks lower than civilian salaries on paper, but total compensation tells a different story. This tool adds your non-taxable allowances, healthcare value, retirement contribution, and tax advantages to show your true equivalent civilian salary.

Military Compensation

Monthly Base Pay ($)

Monthly BAH ($)

Monthly BAS ($)

Other Monthly Allowances ($)

Benefits

Healthcare (estimate $)

Pension Value / mo ($)

Tax Bracket (%)

Civilian Salary to Compare ($)

Civilian Benefits Value ($/ yr)

Military Total

Civilian Total

BAH and BAS are not federally taxable, making them worth more than their face value. To get the civilian equivalent of $1,000 in non-taxable pay, a civilian in the 22% bracket needs to earn about $1,282. This tool applies that gross-up to show a fair comparison.