Military Retirement Pay Calculator

Estimate your monthly military pension under the Legacy (High-3 or Final Pay) retirement system. Requires a minimum of 20 years of active duty service. Results show gross pay before taxes and deductions.

Military retirement pay uses a 2.5% multiplier per year of service. At 20 years you receive 50% of your base pay; at 30 years, 75%. High-3 averages your three highest-earning years; Final Pay uses your last month's base pay. Military retirement income is generally taxable federally but many states exempt it fully.