Medicare Advantage Plan Guide
Medicare Advantage (Part C) plans are offered by private insurers approved by Medicare. They bundle Parts A, B, and usually D, often adding dental, vision, and hearing benefits. Choosing between HMO, PPO, PFFS, and SNP structures affects your costs, doctor flexibility, and care coordination. Answer a few questions to find which type fits you best.
Best Match
HMO
Health Maint. Org.
Lower cost, must use network, need referrals for specialists.
PPO
Preferred Provider
See any doctor, network costs less, no referral needed.
PFFS
Private Fee-for-Service
Wide flexibility, provider must accept plan terms.
SNP
Special Needs Plan
Tailored for chronic conditions, dual-eligibles (Medicaid+Medicare), or institutional care.