Home Insurance Coverage Estimator

Estimate recommended homeowners insurance coverage amounts for dwelling, personal property, liability, and additional living expenses based on your home's replacement cost.

Estimated Dwelling Replacement Cost ($) Home Size (sq ft) Home Age Personal Property Value (furniture, electronics, clothes, etc.)

These are starting estimates only. Dwelling coverage should match actual rebuild cost — hire a contractor or use an insurance replacement cost estimator. Personal property coverage should reflect what it would cost to replace items at today's prices. Review your policy annually as costs rise.