Health Insurance Plan Comparison

Choosing the right health plan is a balancing act between employer cost, employee premium, and out-of-pocket exposure. This tool runs three usage scenarios — low, medium, and high — to show which plan wins under each condition.

Plan A

Plan Name Monthly Premium (total) Employer Pays ($/mo) Deductible ($) Out-of-Pocket Max ($) Coinsurance (%)

Plan B

Plan Name Monthly Premium (total) Employer Pays ($/mo) Deductible ($) Out-of-Pocket Max ($) Coinsurance (%)

Plan C

Plan Name Monthly Premium (total) Employer Pays ($/mo) Deductible ($) Out-of-Pocket Max ($) Coinsurance (%)

Usage Scenarios (annual claims amount)

Low Use ($)

Medium Use ($)

High Use ($)