Medical Billing

FSA Use-It-or-Lose-It Calculator

Flexible Spending Accounts forfeit unused balances at year-end (most employers). Enter your remaining balance and deadline to find out how much you need to spend per week and month — and get a list of FSA-eligible purchase ideas.

FSA Balance Remaining ($)

Months Until Deadline

Grace Period Type

Some plans give 2.5 extra months or allow $640 rollover (2024). Check with your plan.

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per month to spend

Time elapsed in plan year—

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per week

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per day

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at risk of forfeiture

FSA-Eligible Purchase Ideas

💊 Prescriptions & OTC meds

👓 Eye exams & glasses

🦷 Dental cleanings & fillings

🩹 First aid supplies

🩺 Doctor copays & deductibles

🧴 Sunscreen (SPF 15+)

🩻 Chiropractic visits

🧪 Lab test kits

🩺 Mental health therapy

💉 Vaccines & flu shots

🩼 Crutches, splints, braces

🫀 Blood pressure monitors