Freelance Rate Calculator

Calculate the minimum hourly rate you must charge to meet your income goals after taxes, benefits, business expenses, and unpaid time. This is the floor — charge more when you can.

Desired Annual Take-Home ($)

Billable Hours per Week

Vacation Weeks / Year

Annual Business Expenses ($)

Self-Employment Tax Rate (%)

Income Tax Rate (%)

Non-Billable Buffer (% — for admin, marketing, etc.)

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Minimum Hourly Rate

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Billable Hours/yr

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Gross Revenue Needed

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Effective Rate to Charge