Freelance Hourly Rate Calculator

Enter your target income, annual expenses, and available billable hours to find the minimum hourly rate you must charge to hit your goals — with tax and overhead baked in.

Annual income target ($)

Annual business expenses ($)

Self-employment tax buffer (%)

Billable weeks per year

Billable hours per week

Minimum hourly rate

This is your floor — charge more when scope is complex, the client is high-maintenance, or demand for your skills is strong.