Disability Work Incentive Calculator

Going back to work while on SSDI doesn't mean losing your benefits immediately. The SSA has built-in work incentives — Trial Work Period, Extended Period of Eligibility, and impairment-related work expense deductions — that let you test work while keeping benefits protected.

Your Situation

Current Monthly SSDI Benefit ($)

Planned Monthly Earnings ($)

Monthly Work-Related Expenses (IRWE) ($)

Months into Trial Work Period

Benefit Type

Medicare Coverage

Key 2024 thresholds: Trial Work Period month = earnings over $1,110/mo. Substantial Gainful Activity (SGA) = $1,550/mo (non-blind). The Extended Period of Eligibility lasts 36 months after the TWP — during EPE, any month you earn under SGA, you get a full benefit check. IRWE deductions can significantly lower your countable earnings.