Student Loan Repayment Comparison
Compare Standard 10-year repayment, Income-Based Repayment (IBR at 15% discretionary), and PAYE (10% discretionary) plans side-by-side to find the lowest monthly payment and total cost.
Standard
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Monthly
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10-year payoff
IBR (15%)
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Monthly
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25-yr forgiveness (taxable)
PAYE (10%)
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Monthly
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20-yr forgiveness (taxable)