ABLE Account Contribution Limit Calculator

ABLE accounts (Achieving a Better Life Experience) let people with disabilities save money without losing SSI or Medicaid eligibility. Contributions grow tax-free when used for qualified disability expenses. Calculate your exact 2024 contribution limits here.

Your ABLE Account Situation

Current ABLE Account Balance ($)

Amount Contributed This Year ($)

Are You Currently Employed?

Annual Earned Income (if employed, $)

State ABLE Program

Do You Receive SSI?

Annual Limit

Can Still Contribute

SSI Impact

ABLE accounts are available to individuals with disabilities that began before age 26 (this threshold increases to age 46 in 2026 under the SECURE 2.0 Act). The 2024 annual gift-tax exclusion limit of $18,000 applies. ABLE to Work lets employed account holders contribute up to an additional $14,580 (federal poverty level) from their own earnings. Account balances above $100,000 temporarily suspend SSI.